Crypto payments: the network is the detail that matters
Beyond Bitcoin, cashiers may list stablecoins such as USDT and other coins. Stablecoins aim to track a fiat currency, which reduces price risk, but they introduce another: the same coin exists on several networks, and choosing the wrong one loses the funds.
Available methods and limits depend on your account — check the cashier before you deposit.
Same coin, different networks
A stablecoin can be issued on more than one blockchain. The deposit address in the cashier belongs to one specific network. Sending the coin over another network — even to an address that looks valid — usually means the operator never receives it and it cannot be recovered.
| Check | Why it matters |
|---|---|
| Network named in the cashier | Must match the network you send on |
| Minimum amount | Below it, deposits may not be credited |
| Network fee | Paid by the sender, varies by network |
| Conversion | Into the account currency, at the operator's rate |
Available methods and limits depend on your account — check the cashier before you deposit.
Stable is not risk-free
A stablecoin can briefly lose its peg, and conversion rates set by the operator include a margin. Example (illustrative example, not Joe's actual terms): 100 in USDT converted at a rate 1.5% below market credits 98.5 before any play.
No dispute rights
Card payments come with dispute processes; crypto does not. If a payout never arrives from an operator outside any regulator's reach, there is no bank to ask. See Complaints for the routes that do exist.
Verification and limits
Identity checks and withdrawal limits apply to crypto as to any other method. The full list of withdrawal clauses is on Withdrawal; Bitcoin specifics on Bitcoin.
Test with a small amount
When using a new network or address for the first time, many users send a small test amount and wait for it to be credited before sending the rest. It costs an extra network fee, but an error then affects only the test amount rather than the whole deposit.
A deposit can be tied to a bonus that activates automatically. Before confirming, check the bonus box and how to decline it — see Bonus terms.