Deposits: what you agree to when you top up
A deposit is the moment you accept the most conditions with the least attention: an amount, a method, a pre-ticked box. This page is not a step-by-step payment guide; it lists the clauses a cashier usually applies to every deposit, so you know where to look before confirming.
Available methods and limits depend on your account — check the cashier before you deposit.
The parts of a deposit
| Item | Question | Why it matters |
|---|---|---|
| Minimum | What is the minimum for this method? | Below it the payment is not accepted |
| Maximum | Is there a cap per deposit or per day? | Operator or method limit |
| Fees | Who charges: operator, bank, wallet? | Reduces the credited amount |
| Bonus | Does this deposit switch on an offer? | Locks the balance to wagering |
| Currency | What currency is the account in? | Conversion can lose value |
Available methods and limits depend on your account — check the cashier before you deposit.
The pre-ticked bonus
This is the clause that surprises people most. If the bonus box is ticked by default, a deposit of 100 can be locked together with the bonus to a requirement: at 30x on deposit plus a 100% bonus (illustrative example, not Joe's actual terms), 6,000 in bets before a free withdrawal. Check the final screen and untick it if you do not want the offer. Opt-out rules: Bonus terms.
Personal deposit limits
Accounts usually offer daily, weekly or monthly deposit limits that you set. Lowering one is immediate; raising it often comes with a waiting period. Setting a limit before the first deposit is easier than after a bad session. Details on Responsible gambling.
Method ownership
Cards, accounts and wallets must be in the account holder's name. A deposit with someone else's method may be accepted at the time and then block everything at the first withdrawal. Verification is covered on Register.
Deposit and withdrawal belong together
Before depositing, decide how you would withdraw. A voucher deposit needs another method for payouts; a card may refuse refunds. The withdrawal clauses are on Withdrawal.
Payment rules for gambling differ by country: some banks and payment providers block gambling transactions or only allow them to operators licensed where you live. A declined payment is information, not a technical problem to work around.
Method guides: Payments.